Football Players

PROTECTING YOUR INCOME

Income Protection for Football Players

 

Playing football increases the risk of injury and hence the risk of you not being able to carry out your job and get paid.

 

Wiltshire Friendly has been working with professional sports people since 2011. We have built an understanding of sporting injuries that enables us to insure players at professional, semi-professional and amateur levels, so whatever level you play at we have a plan to suit your requirements.

 

The plans are insurance policies designed to replace a proportion of income lost when a player is unable to follow their occupation(s) due to illness or injury.

 

Whether you’re playing for the love of the game at amateur level, playing semi-professionally and earning income from a ‘day job’ and from your club, or whether you are a full time professional football player in the Scottish Professional Football Leagues, Wiltshire Friendly can help you protect against potential financial hardship caused through not being able to work.

 

What type of player are you? Please click on the relevant button below to find out more details of our football plans. Alternatively, if you would like to know more, please click the link at the bottom of this page and we will be in touch with you as soon as we can.


Unlike amateur or semi-professional, our professional plan was created specifically for professional players in the Scottish Professional Football Leagues and is designed to fit with the income protection benefits the player gets included within their contract. 

 

We also tie the duration of the plan into the normal retirement age of a player, which we set to 35.

 

We believe that a player should have all the facts available to them when making their decision as to the suitability of the plan. That's why we have only one policy guide, with all the information clearly explained. 

 

For more information, please click the buttons below.


For a semi-professional football player, we offer our standard individual plan designed to insure the ‘day job’, whether employed or self-employed. The individual chooses the amount of cover and benefit payment terms, within defined limits, to suit their requirements.

 

It is also possible to insure against the loss of income from the football club.

 

To acknowledge the extra risk that comes with playing football semi-professionally, we add specific terms applying to any football related injury. It is important to point out that any illness or injury which is non-football related does not have the football terms applied.

 

For more information, please click the button below:


For an amateur football player, we offer our standard individual plan designed to insure the ‘day job’, whether employed or self-employed. The individual chooses the amount of cover and benefit payment terms, within defined limits, to suit their requirements.

 

To acknowledge the extra risk that comes with playing football, we add specific terms applying to any football related injury. It is important to point out that any illness or injury which is non-football related does not have the football terms applied.

 

For more information, please click the button below.

Policy Example

For a 31 year old non-smoking professional player, earning £70,000 per year, an Income Replacement Plan could provide you with a maximum monthly income of £3,500, after our standard 26 weeks waiting period, and cost £145.25 per month.*August 2019

*subject to terms and conditions

 

Policy Example

For a 30 year old non-smoking semi-professional player, earning a combined salary of £24,000 per year, an Income Replacement Plan could provide you with a monthly income of £1,300, after an 8 week waiting period, and cost £51.35 per month.*August 2019

*subject to terms and conditions

 

Policy Example

For a 30 year old non-smoking amateur player, earning £24,000 per year, an Income Replacement Plan could provide you with a monthly income of £1,300, after a 4 week waiting period, and cost £44.72 per month.* August 2019

*subject to terms and conditions